In June 29th, Shandong province Zhaoyuan City Heraeus precious metal material limited company of Zhaoyuan City branch of China Construction Bank, signed a 1 tons of gold leasing, lease for a period of one year, become the first largest gold leasing business.
On June 30th, the first batch of successful delivery of 300 kg of gold.The gold leasing business, is refers to the enterprise to lease to commercial banks for gold, after the expiration of restitution of gold, and with a cash payment lease interest business model.
Gold lease business mainly two categories: one category is the company with gold company, one kind is the gold producing company.Gold and gold producing company bank lending to the gold, one is the lack of money, borrowing gold can be thrown on the market in order to obtain the required funds; two is the price factor, borrowers need gold but not to enter the market.
Gold lease is nineteen eighties stage in international gold market appeared a new business.In 1988, the Royal Canadian bank and other three banks and the United States a gold mining company jointly signed a 30 tons of gold leasing business, to become the world's first gold leasing business.
China's first gold leasing business in 2005 December, Shanghai Pudong development bank loan to Shanghai Laofengxiang jewellery company limited condition of 99.95% 18 kg of gold, on loan for a period of 6 months.
In order to carry out the gold leasing business, Heraeus precious metal material limited company for three years with the Construction Bank, China Everbright Bank and other commercial banks to make contact, through multiple communication consultation and the amount of work, together with our country gold control policy changes, since this year, Heraeus precious metal material limited company increase with the Construction Bank to negotiate strength, after the joint efforts of both sides, in June 29th successfully signed gold lease agreement.
Through the development of the gold leasing, the banks, not only enrich the bank transaction varieties, helps the banks to better for the gold production and processing enterprises to provide a full range of quality services, at the same time can obtain stable interest income of bank intermediary business, become a new source of income.
The CCB and Heraeus precious metal material limited company cooperation, predict year can increase economic benefits about 3000000 yuan.To the enterprise character, it can avoid the risk.Because the gold price change is bigger, after a production cycle, if gold prices fell, the gold enterprise often because the material cost is high and cause a loss.
Through the gold leasing business, to meet the production of turnover required for gold at the same time, gold enterprises to avoid price fluctuations of financial to the enterprise impact, reduce the market risk.
Two can reduce the financial costs of enterprises.Because the enterprise take the gold leasing form, do not have the cash to buy gold, but gold lease cost far less than bank loan fees, to Heraeus precious metal materials company limited leasing 1 tons of gold as an example, year can reduce the enterprise cost nearly 6000000 yuan.
The three is to broaden the financing channels.In the current bank loans more difficult, demanding circumstances, through the development of gold lease, can greatly reduce the flow of funds, alleviate the pressure on enterprise funds.
Can say, carry out the gold leasing business, the bank and enterprise, is a win-win situation.At present, the gold leasing business is respected, the major commercial banks begin to have been involved, the gold leasing business will get rapidder development.
Related articles:
没有评论:
发表评论